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     EduGorilla 
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    Which of the following is correct?

    Options :-

    1. Extra benefits are allowed by the insurer in a life policy on payment of an extra premium.
    2. Double accident benefit is a free item in a life policy.
    3. Permanent Disability, like DAB, is also a free benefit and not chargeable.
    4. Extra premium for health and extra premium for extra benefits are identical.
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