Getting an education loan is not a rocket science these days. First, to get an education loan you have to be applying for a professional course such as B.Tech etc…
second, to apply for it… one has to talk to a bank official. Every bank have their own criterion.
It is best that your parent/guardian get the talking done. If you are worried about loan getting on their shoulders, well that’ a partial case… In most of the banks if your loan is upto 4 lakhs, you and your parent/guardian are co-borrowers. And you have to start paying EMI’s after your coarse in complete and you have done a year or so in job.
keep in mind this is the general case I’m talking about. terms and conditions may differ from bank to bank.
so keep exploring and gather all the info first… All the Best!!