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     EduGorilla 
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    Challenges for banks in financial services industry encompass

    a. ability to analyse the enormous data available within a favourable time span
    b. dealing with the threat of an innovation that may destroy the existing established market
    c. high pace of innovation by the non-bank organisations

    Options :-

    1. Only a
    2. Only b
    3. Only c
    4. All a, b and c 
    5. Both b and c
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